⭐We are here to help you in the search of your dream home. Whether it is your first home purchase or your move up home, we can assist you in removing all obstacles and get you all that you desire for in your dwelling.
Steps of Purchasing your Home
➡️ Review your personal cash and budget: When it comes to owning a home, a review of monthly fixed cost is extremely important and can have implications when borrowing from the bank. We would advise to have as much down payment as possible to keep the monthly fixed costs low.
➡️ Contact your Bank or a Mortgage Broker for finance: Once you know how much you are prepared to borrow, get in touch with your bank or a Mortgage Broker to go through several options with regards to financing and get a pre-approval. Pre-approval is important as it gives you an idea of how much you can borrow and sets the expectation of what type of property you can purchase- apartment, townhouse, semi detached or detached home. If you need, we are more than happy to share some contacts of Mortgage Brokers who have helped many of our clients in the past.
➡️ Contact your Accountant: If you have any questions about how taxes work around owning your home, consult an Accountant.
➡️ Find a Real Estate Lawyer: You will require the service of a Real Estate Lawyer to handle the money transaction and land title transfer under your name. You can find a Lawyer yourself or we are happy to share some contacts who have been working with us for many years.
➡️ Property Search: We can help you find the best home at the best price possible as per your criteria- type of property, location, price, layout, size etc. We can narrow down our searches to find properties that are closest to what you are looking for.
Let us help you find your DREAM HOME !!